Property
ActiveResidential
1/21
$425,000

1307 PANAMA PLACE

The Villages, FL 32159
3
Beds
2
Baths
1,499
SqFt
0.19
Acres
STELLAR
#G5110367
Updated: Jun 17, 2026, 5:38pm

Property Description

One or more photo(s) has been virtually staged. This is the lakefront home you've been waiting for. Rarely does an opportunity arise in The Villages to own a property with both stunning lake and golf course views on an oversized lot with room to grow. An added bonus: a very low-interest assumable VA loan is available for qualified buyers, including eligible veterans and non-veterans.

Nestled in the desirable Village of Rio Grande, this beautifully maintained 3-bedroom, 2-bath Designer San Miguel model offers a split-bedroom floor plan and breathtaking views from the moment you enter. Enjoy picturesque water and golf course vistas from the primary suite, great room, kitchen, and third bedroom. Sliding glass doors from both the primary suite and great room open to a spacious screened patio, creating the perfect setting for morning coffee, evening sunsets, entertaining guests, or simply relaxing while taking in the ever-changing beauty of nature.

The oversized homesite offers endless possibilities, including room for a pool, golf cart garage, home expansion, or outdoor living enhancements—all at an affordable price. The private backyard provides a tranquil retreat overlooking both the lake and golf course.

Thoughtfully updated, this home features neutral interior paint, modern window treatments, luxury vinyl plank flooring, Corian countertops, an UPDATED electrical panel (2026), BRAND-NEW WATER HEATER (2026), and a BRAND-NEW ROOF (2026). The great room includes a small area of new carpet that can easily be replaced to match the existing flooring. The third bedroom currently features a custom built-in desk in place of a closet, which can be easily converted back if desired. A spacious two-car garage adds convenience and storage.

Beyond the home, enjoy The Villages' unmatched active lifestyle with convenient golf cart access to Spanish Springs Town Square and Lake Sumter Landing. Residents enjoy championship and executive golf courses, recreation centers, resort-style pools, pickleball courts, fitness facilities, live entertainment, dining, shopping, and hundreds of clubs and activities.

Everyday conveniences such as Publix, Target, Lowe's, Walmart, CVS, Costco, Sam's Club, and numerous restaurants are all nearby, many accessible by golf cart.

This exceptional waterfront property combines breathtaking views, thoughtful updates, expansion potential, and an unbeatable location—making it one of the best values in The Villages. No Bond. Motivated Seller!
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Included Appliances
DishwasherDisposalElectric Water HeaterMicrowaveRangeRefrigerator

Property Details

Highlights
View
Yes
Waterfront
Yes
Interior
Appliances
DishwasherDisposalElectric Water HeaterMicrowaveRangeRefrigerator
Bathrooms Total Decimal
2
Building Area Total
2127
Cooling
Central Air
Flooring
CarpetLinoleumLuxury Vinyl
Furnished
Unfurnished
Heating
Central
Interior Features
Ceiling Fan(s)Chair RailLiving Room/Dining Room ComboPrimary Bedroom Main FloorSolid Surface CountersThermostatVaulted Ceiling(s)Window Treatments
Laundry Features
Laundry Room
Living Area
1499
Rooms Total
6
Virtually Staged
Yes
Construction
Building Area Source
Public Records
Building Area Units
Square Feet
Construction Materials
Vinyl SidingWood Frame
Direction Faces
Southeast
Foundation Details
Slab
Levels
One
Living Area Source
Public Records
Living Area Units
Square Feet
Roof
Shingle
Stories Total
Yes
Year Built
1995
Site & Exterior
Covered Spaces
2
Exterior Features
Rain GuttersSliding Doors
Flood Zone Code
X
Garage Spaces
2
I D X Participation
Yes
Lot Features
LevelNear Golf CourseOversized Lot
Lot Size Acres
0.19
Lot Size Area
8280
Lot Size Dimensions
90 x 92
Lot Size Square Feet
8280
Lot Size Units
Square Feet
Parking Features
Garage Door OpenerOff Street
Patio And Porch Features
Front PorchRear PorchScreened
Public Survey Range
23E
Public Survey Section
12
Road Frontage Type
Street Paved
Road Surface Type
PavedAsphalt
Sewer
Public Sewer
Total Acreage
0 to less than 1/4
Utilities
Cable AvailableCable ConnectedElectricity AvailablePhone AvailablePublicSewer AvailableSewer ConnectedUnderground UtilitiesWater AvailableWater Connected
View
Golf CourseWater
Water Access
Yes
Water Source
Public
Water View
Yes
Waterfront
Yes
Waterfront Features
Lake Front
Zoning
RES
Financials
Association Fee
204
Association Fee Frequency
Monthly
Association Fee Includes
Common Area TaxesCommunity Pool
Calculated List Price By Calculated Sq Ft
283.52
Contract Status Change Date
2026-03-31
Current Price
425000
Feed Types
BBO
Lease Considered
Yes
Minimum Lease
No Minimum
Monthly H O A Amount
204
Owner Name
AMELIA D MARUSA
Ownership
Fee Simple
Parcel Number
D12F009
Public Survey Township
18S
Tax Annual Amount
932.79
Tax Block
12
Tax Book Number
4-109-109A
Tax Legal Description
LOT 9 THE VILLAGES OF SUMTER UNIT NO.6 PLAT BOOK 4 PAGES 109-109A
Tax Lot
9
Tax Other Annual Assessment Amount
204
Tax Year
2025
Total Annual Fees
2448
Total Monthly Fees
204

Neighborhood & Lifestyle

Community & Association
Additional Lease Restrictions
No child under 19 years of age can live in The Villages FL for more than 30 calendar days per year
Association Amenities
Golf CoursePoolRecreation FacilitiesShuffleboard CourtTennis Court(s)
Association Email
brian.goodman@districtgov.org
Association Fee Requirement
Required
Association Name
Brian Goodman
Association Name2
The Villages Community Development District
Community Features
Association Recreation - OwnedCommunity MailboxDeed RestrictionsDog ParkGated Community - GuardGolf Carts OKGolfPoolRestaurant
Complex Community Name N C C B
SUMTER VILLAGE
Lease Restrictions
Yes
M L S Area Major
32159 - Lady Lake (The Villages)
Pets Allowed
Yes
Senior Community
Yes
Subdivision Name
THE VILLAGES
WalkScore™
Walk Score
Car-Dependent
18
Bike Score
Bikeable
54
Listing provided courtesy of STELLAR via IDX. Updated: Jun 17, 2026, 5:38pm.
Norma Pollitt-Sloth

Listing Agent

EXP REALTY LLC

Call Agent