Property
ActiveResidential
1/42
$480,000

264 S CENTRAL AVENUE

Umatilla, FL 32784
2
Beds
2
Baths
1,258
SqFt
0.43
Acres
STELLAR
#G5111097
Updated: Apr 23, 2026, 7:08pm

Property Description

Lakefront Home – 264 S. Central Ave., Umatilla, FL
Discover this exceptional lakefront single-family home in the heart of Umatilla, offering peaceful waterfront living with modern comforts and outstanding energy efficiency.
Step inside to find a thoughtfully designed, energy-efficient home featuring:

Quartz countertops in the kitchen with all Whirlpool appliances
A large pantry housing a Samsung washer and dryer
Tongue-and-groove cypress ceilings in the living and dining areas
High-grade tile flooring throughout
6" spray foam insulation in the ceiling and around windows for superior efficiency
Custom motorized blinds
Outdoor kitchen setup with gas stub out

The open living space flows beautifully to a wall of high-quality double-pane glass with two 8-foot sliders that open onto a large screened lanai. Enjoy breathtaking lake views, a private dock, and a relaxing hot tub.
Both bedrooms are ensuite with quality glass shower doors (no tubs). The master suite boasts an extra-large walk-in closet and a luxurious dual-head shower. The second bedroom includes a built-in office and a Murphy bed for flexible use.
Premium Features & Upgrades:

Whole-house Generac home generator (regularly serviced under contract)
Trane energy-efficient HVAC system under service contract with St. Louis Air
Whole-house tankless gas water heater (Navien)
All-gas systems: heat, stove, dryer, and water heater
Yard irrigation sourced directly from the lake
Digital entry lock
Extra-large double carport
Outdoor kitchen on the covered porch (with two lakeside entries)
Lockable exterior storage unit in front (houses electric panel and freezer)

Utilities & Infrastructure:

All underground utilities
Sewer lift station that pumps directly to the street sewer

This home is an energy-efficient masterpiece with thoughtful details throughout.
Perfect as a primary residence or a serene waterfront getaway, this lakefront property offers unmatched lifestyle and value in a quiet, scenic setting near the Ocala National Forest.
Don’t miss this rare opportunity — schedule your private showing today!

This sale is subject to a lot split that the City of Umatilla is in favor of, therefore the lot size and square footage of the lot are approximate. The adjacent duplex can also be purchased, if a buyer decided to buy both the lakefront home and duplex a lot split would not be necessary.
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Included Appliances
DishwasherDisposalDryerRangeRefrigeratorTankless Water Heater

Property Details

Highlights
View
Yes
Interior
Additional Rooms
Inside Utility
Appliances
DishwasherDisposalDryerRangeRefrigeratorTankless Water Heater
Bathrooms Total Decimal
2
Building Area Total
2475
Cooling
Central Air
Flooring
Ceramic Tile
Furnished
Unfurnished
Heating
Central
Interior Features
Cathedral Ceiling(s)Ceiling Fan(s)Eating Space In KitchenHigh CeilingsPrimary Bedroom Main FloorSolid Surface CountersSplit BedroomStone CountersThermostatVaulted Ceiling(s)Walk-In Closet(s)
Laundry Features
InsideLaundry Room
Living Area
1258
Rooms Total
8
Window Features
Double Pane Windows
Construction
Building Area Source
Owner
Building Area Units
Square Feet
Construction Materials
Cement SidingWood Frame
Direction Faces
East
Foundation Details
Slab
Levels
One
Living Area Source
Owner
Living Area Units
Square Feet
Property Condition
Completed
Roof
Shingle
Year Built
2020
Site & Exterior
Carport Spaces
2
Covered Spaces
2
Exterior Features
Storage
Flood Zone Code
X
I D X Participation
Yes
Lot Size Acres
0.43
Lot Size Area
19472
Lot Size Dimensions
73 x 405
Lot Size Square Feet
19472
Lot Size Units
Square Feet
Patio And Porch Features
Rear PorchScreened
Public Survey Range
26
Public Survey Section
13
Road Surface Type
Paved
Sewer
Public Sewer
Total Acreage
1/4 to less than 1/2
Utilities
BB/HS Internet AvailableCable AvailableElectricity ConnectedSewer Connected
Vegetation
Mature Landscaping
View
Water
Water Source
Public
Zoning
RP
Financials
Calculated List Price By Calculated Sq Ft
381.56
Contract Status Change Date
2026-04-16
Current Price
480000
Feed Types
BBO
Lease Considered
Yes
Minimum Lease
No Minimum
Owner Name
NAVIGATE LAND TRUST
Ownership
Fee Simple
Parcel Number
131826050000A00500
Public Survey Township
18
Tax Annual Amount
6857
Tax Block
00A
Tax Book Number
1-56
Tax Legal Description
UMATILLA MITCHENOR'S ADD S 48 FT OF LOT 5 N 25 FT OF LOT 6 BLK A PB 1 PG 56 ORB 4918 PG 430
Tax Lot
5
Tax Year
2025

Neighborhood & Lifestyle

Community & Association
Additional Lease Restrictions
PER CITY OF UMATILLA CODE OF ORDINANCES.
M L S Area Major
32784 - Umatilla / Dona Vista
Pet Restrictions
PER CITY OF UMATILLA CODE OF ORDINANCES.
Subdivision Name
UMATILLA MITCHENORS ADD
Schools
Ratings
Elementary
Umatilla Elem
Middle
Umatilla Middle
High
Umatilla High
WalkScore™
Walk Score
Car-Dependent
35
Bike Score
Somewhat Bikeable
29
Listing provided courtesy of STELLAR via IDX. Updated: Apr 23, 2026, 7:08pm.
Logan Wilson

Listing Agent

RLW REALTY

Call Agent