Property Description

Virtually Staged. NEW ROOF 2/9/2026 + $5K PRICE IMPROVEMENT on 5/26!

Now offered at another improved price, this waterfront home on Lake Rochelle delivers the best value currently available on the Winter Haven Chain of Lakes. Located in the desirable Island Lakes community, this well-maintained 3-bedroom, 2-bath home combines lakefront living, major recent updates, and everyday functionality.

A brand new roof was installed in February 2026, offering added peace of mind and potential insurance advantages for the next owner. Fresh landscaping and new sod create excellent curb appeal, while the open split-bedroom floorplan provides comfortable living with beautiful natural light throughout.

The spacious primary suite overlooks the water and includes a private bath and walk-in closet. The living and dining areas flow easily into the kitchen, making the home ideal for entertaining, weekend guests, or simply enjoying the lake lifestyle.

Step outside and enjoy direct access to the Chain of Lakes with boating, fishing, kayaking, and sunset views right from your backyard. Conveniently located near shopping, dining, medical facilities, and major roadways while still offering a peaceful waterfront setting.

Whether you’re looking for a primary residence, winter retreat, or investment opportunity, this property checks all the boxes for Florida lakefront living. Schedule your private showing today.

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Included Appliances

DishwasherMicrowaveRangeRefrigerator

Property Details

Highlights

Waterfront

Yes

Interior

Appliances

DishwasherMicrowaveRangeRefrigerator

Bathrooms Total Decimal

2

Building Area Total

2252

Cooling

Central Air

Flooring

Laminate

Heating

Central

Interior Features

Cathedral Ceiling(s)Ceiling Fan(s)In Wall Pest SystemKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanSplit BedroomVaulted Ceiling(s)Walk-In Closet(s)

Laundry Features

Inside

Living Area

1603

Rooms Total

5

Virtually Staged

Yes

Construction

Building Area Source

Public Records

Building Area Units

Square Feet

Construction Materials

BlockStucco

Direction Faces

South

Foundation Details

Slab

Levels

One

Living Area Source

Public Records

Living Area Units

Square Feet

Roof

Shingle

Stories Total

Yes

Year Built

2006

Site & Exterior

Covered Spaces

2

Exterior Features

Lighting

Flood Zone Code

X

Garage Spaces

2

I D X Participation

Yes

Lot Features

City Lot

Lot Size Acres

0.4

Lot Size Area

17529

Lot Size Square Feet

17529

Lot Size Units

Square Feet

Patio And Porch Features

CoveredFront PorchRear PorchScreened

Public Survey Range

26

Public Survey Section

09

Road Frontage Type

Street Paved

Road Surface Type

Paved

Sewer

Public Sewer

Total Acreage

1/4 to less than 1/2

Utilities

Electricity ConnectedWater Connected

Water Access

Yes

Water Body Name

LAKE ROCHELLE

Water Extras

Yes

Water Source

Public

Water View

Yes

Waterfront

Yes

Waterfront Features

Lake - Chain of Lakes

Waterfront Feet Total

59

Financials

Association Fee

50

Association Fee Frequency

Quarterly

Calculated List Price By Calculated Sq Ft

242.67

Contract Status Change Date

2025-04-01

Current Price

389000

Feed Types

BBO

Lease Considered

Yes

Minimum Lease

1-2 Years

Monthly H O A Amount

16.67

Ownership

Fee Simple

Parcel Number

262809530005000430

Public Survey Township

28

Tax Annual Amount

5193.87

Tax Book Number

134-4

Tax Legal Description

ISLAND LAKES PLAT BOOK 134 PGS 4 & 5 LOT 43

Tax Lot

43

Tax Year

2024

Total Annual Fees

200

Total Monthly Fees

16.67

Neighborhood & Lifestyle

Community & Association

Additional Lease Restrictions

No short term rentals allowed. Please independently verify any leasing restrictions with HOA.

Association Approval Required

Yes

Association Email

hoa@hcmanagement.com

Association Fee Requirement

Required

Association Name

Highland Community

Association Phone

863-940-2863

Association U R L

hcmanagement.org

Lease Restrictions

Yes

M L S Area Major

33881 - Winter Haven / Florence Villa

Pet Restrictions

Please independently verify any pet restrictions with HOA.

Pets Allowed

Cats OKDogs OKYes

Subdivision Name

ISLAND LAKES

Listing provided courtesy of STELLAR via IDX. Updated: Jun 24, 2026, 10:53am.

4099 ISLAND LAKES DRIVE

4099 ISLAND LAKES DRIVE

Property Description

Property Details

Highlights

Interior

Construction

Site & Exterior

Financials

Neighborhood & Lifestyle

Community & Association

Don Jerue

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$200

Your Digital HQ

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$100 Voucher

4099 ISLAND LAKES DRIVE

4099 ISLAND LAKES DRIVE

Property Description

Property Details

Highlights

Interior

Construction

Site & Exterior

Financials

Neighborhood & Lifestyle

Community & Association

Don Jerue