Property Description

NEW PRICE ADJUSTMENT-Seller is willing to offer 3K towards Buyer's Closing Costs. Welcome to 4020 Carteret Dr in Winter Haven, a beautifully updated 4-bedroom, 3-bath home located in a desirable 55+ lakefront community with a 3-car garage offering comfort, convenience, and low-maintenance living in the heart of Central Florida.

This thoughtfully designed home features stunning lake views, hardwood flooring, an updated kitchen with modern finishes, and stylish upgrades throughout. The spacious layout includes a mother-in-law suite, perfect for visiting family, guests, or additional privacy.
Residents enjoy direct water access and a private community boat ramp, providing easy access to Winter Haven’s renowned Chain of Lakes, ideal for boating, fishing, and enjoying Florida’s outdoor lifestyle. The community also offers boat and water toy storage for a small fee, making it convenient to keep your boat or jet skis nearby and ready to use.

One of the standout features of this home is the maintenance-free lifestyle. The HOA covers Cable, Internet, Exterior Home Maintenance including landscaping, mulch, and exterior painting, and More, allowing homeowners to enjoy their property without the typical upkeep responsibilities.

Located just minutes from Cypress Gardens Boulevard, this home offers quick access to shopping, restaurants, grocery stores, golf courses, parks, and medical facilities. Residents are also close to LEGOLAND Florida Resort, and major roadways including US-27 and the Polk Parkway, making travel to Lakeland, Orlando, and Tampa convenient.

If you’re searching for a Lake view home in Winter Haven, a low-maintenance home in a 55+ community, or a property with Ruby Lake access, 4020 Carteret Dr offers the perfect combination of location, lifestyle, and modern comfort in one of Polk County’s most established lake communities. Schedule a showing today!

Launch 3D Virtual Tour

Opens in a new window

Included Appliances

CooktopDishwasherMicrowaveRangeRefrigerator

Property Details

Interior

Appliances

CooktopDishwasherMicrowaveRangeRefrigerator

Bathrooms Total Decimal

3

Building Area Total

3062

Cooling

Central Air

Flooring

Engineered HardwoodTile

Furnished

Unfurnished

Heating

CentralElectric

Interior Features

Ceiling Fan(s)Crown MoldingKitchen/Family Room ComboOpen FloorplanStone CountersWalk-In Closet(s)

Laundry Features

InsideLaundry Room

Living Area

2282

Rooms Total

6

Window Features

Blinds

Construction

Builder Name

Lennar Homes

Building Area Source

Public Records

Building Area Units

Square Feet

Construction Materials

BlockStucco

Direction Faces

South

Foundation Details

Slab

Levels

One

Living Area Source

Public Records

Living Area Units

Square Feet

Property Condition

Completed

Roof

Shingle

Year Built

2015

Site & Exterior

Covered Spaces

3

Exterior Features

Sidewalk

Flood Zone Code

X

Garage Spaces

3

I D X Participation

Yes

Lot Size Acres

0.18

Lot Size Area

7998

Lot Size Square Feet

7998

Lot Size Units

Square Feet

Public Survey Range

26

Public Survey Section

13

Road Surface Type

AsphaltPaved

Sewer

Public Sewer

Total Acreage

0 to less than 1/4

Utilities

Cable ConnectedElectricity ConnectedPhone AvailablePublicSewer ConnectedStreet LightsUnderground UtilitiesWater AvailableWater Connected

Water Access

Yes

Water Body Name

RUBY LAKE

Water Extras

Yes

Water Source

Public

Water View

Yes

Waterfront Features

Waterfront

Financials

Amenities Additional Fees

Please refer to the community HOA officecovenantsdeedsand restrictions.

Association Fee

484

Association Fee Frequency

Monthly

Association Fee Includes

Cable TVCommunity PoolInternetMaintenance StructureMaintenance GroundsPool MaintenanceRecreational Facilities

Calculated List Price By Calculated Sq Ft

177.87

Contract Status Change Date

2026-03-10

Current Price

405900

Feed Types

BBO

Lease Considered

Yes

Minimum Lease

1-2 Years

Monthly H O A Amount

484

Owner Name

OWNER OF RECORD

Ownership

Fee Simple

Parcel Number

262913687552000650

Public Survey Township

29

Tax Annual Amount

3537

Tax Book Number

131-47 THRU 54

Tax Legal Description

TRADITIONS PHASE 1 PLAT BOOK 131 PGS 47 THRU 54 LOT 65

Tax Lot

65

Tax Year

2025

Total Annual Fees

5808

Total Monthly Fees

484

Neighborhood & Lifestyle

Community & Association

Additional Lease Restrictions

Leasing Restrictions to be Independently Verified by Buyer/s - Please refer to the community HOA officecovenantsdeedsand restrictions.

Association Amenities

Basketball CourtCable TVClubhouseFitness CenterGatedMaintenanceParkPlaygroundPoolSaunaShuffleboard CourtTennis Court(s)Trail(s)

Association Approval Required

Yes

Association Email

dmurchison@lelandmanagement.com

Association Fee Requirement

Required

Association Name

Leland Management/Dolcy Murchison

Association Phone

863.324.7722

Association U R L

www.lelandmanagement.com

Community Features

Community Boat RampDockWater AccessWaterfrontClubhouseFitness CenterGated Community - No GuardParkPlaygroundPoolSidewalksTennis Court(s)

Complex Community Name N C C B

TRADITIONS

Lease Restrictions

Yes

M L S Area Major

33884 - Winter Haven / Cypress Gardens

Pet Restrictions

Please refer to the community HOA officecovenantsdeedsand restrictions.

Pets Allowed

Yes

Senior Community

Yes

Subdivision Name

TRADITIONS PH 01

Schools

Ratings

Elementary

Chain O Lakes Elem

Middle

McLaughlin Academy Of Excellence

High

Lake Region High

Listing provided courtesy of STELLAR via IDX. Updated: Jun 1, 2026, 5:38pm.

4020 CARTERET DRIVE

4020 CARTERET DRIVE

Property Description

Property Details

Interior

Construction

Site & Exterior

Financials

Neighborhood & Lifestyle

Community & Association

Schools

Sofia Lovinsky

$20

$200

Your Digital HQ

Growth Tools

$100 Voucher

4020 CARTERET DRIVE

4020 CARTERET DRIVE

Property Description

Property Details

Interior

Construction

Site & Exterior

Financials

Neighborhood & Lifestyle

Community & Association

Schools

Sofia Lovinsky