Colorado Home Mortgages, Inc.

621 Southpark Drive #300, Littleton, CO 80120

Partner   Mortgage    Active - Office Partner


Updated: 08-18-2023 11:15am

  Partner Description

Colorado Home Mortgages, Inc. (CHM) is a local Colorado company providing our clients, Realtors, partner credit unions and their members the best personalized service, pricing and exceptional award winning representation in real estate financing.

In 1991 I started copying papers at a mortgage company for one of my father’s investors as he was a mortgage broker outside of Chicago. A few short years later along with an underwriter, we were transferred to Colorado to open a new region for that company, which grew into a large national wholesale lender. I still collaborate with this underwriter today and she is just one of the special relationships from this career I love.

For the first 11 years I worked for a few national wholesale investors and was promoted into distinct positions; including closing, underwriting, internal sales, compliance, operations, secondary marketing and even running loan servicing. andnbsp;Additionally, even before mortgage loan originators were a licensed industry, I obtained my real estate license to better understand all essential components of real estate lending.

In 2002 from my basement, I opened my first mortgage company specializing in mortgage divisions and consulting for credit unions. I sold that company in 2008, then I founded Colorado Home Mortgages to work more closely with partners, clients, and Realtors locally. Today, my wife, Melinda, and I along with our exceptional mortgage loan originator team continue our commitment to our Colorado neighbors while sharing in our two children’s lives as they grow up during these special years. I remain humble and greatful to still be a reliable trusted resource to the valued clients, Realtors and credit union partners with whom many, I have worked together for more than 20 years.




  Promotion Details

Promotion Title 
Home purchase guaranteed on-time Closing
Promotion Start Date 
01-01-2023 12:00am
Promotion End Date 
12-31-2023 12:00am
End User Discount 

  Promotion Description

Colorado Home Mortgages, Inc. (CHM) understands it is often difficult for consumers to compare different rates, closing costs/fees included, or not included, in a lender quote.

CHM is confident that we can offer better total cost of financing option to you.  We will provide a free, no obligation, no initial credit check comparison of any mortgage loan worksheet or Loan Estimate received.  

ALL CHM (or any competitive lender you may be considering) NEEDS TO KNOW now:
Simply email to or fax to 303-552-3729 any competing quote including the following and a CHM representative will contact you normally within 1 hour after we have completed our homework.   

Please include:

  • Your contact phone number or email address
  • The subject property address and if a primary residence, second home or investment property
  • Fee Worksheet or Loan Estimate received in writing from any other lender
  • Your expected credit score for the qualifying borrower(s) 

This is personal and private, NOT a distribution shared with multiple internet lenders looking to solicit you with offers needing to have the same conversation again and again with relentless phone calls, texts or emails.  CHM will simply provide you the education needed to make the best decision with no surprises or hours of your time.

  Promotion Terms & Conditions

What to expect of CHM:

  • On-Time Purchase Closing Guarantee or CHM will credit you all Lender Charged Fees at closing.*
  • State licensed award winning experienced mortgage loan officers who are available to pre-approve clients in minutes.  We are available nights and weekends as we truly understand when you may need our services to secure that special new home.
  • Your home Purchase closing is assured to close on time for any loan program funded by Colorado Home Mortgages.
  • There is No obligation, No upfront cost and No required initial credit check for CHM to provide information.  Avoid annoying solicitations from multiple online lenders requesting your social security number before they provide you a written estimate! 
  • Our mortgage loan originators are located in Highlands Ranch and Littleton Colorado and happy to meet with you in person and even consistently join at closing to ensure everything is perfect.  

Mortgage services offered by Colorado Home Mortgages, Inc. may be provided as a creditor or mortgage broker and determined by the loan program and individual loan qualifications.  Creditor and loan servicer are subject to change and should not be expected to be a specific lender or credit union.  Colorado Home Mortgages, Inc. will utilize the best available program, creditor, investor and servicer as determined by each individual borrower's goals and qualifications.  A credit union that introduces Colorado Home Mortgages, Inc. may or may not originate first mortgage loans although may be a creditor or investor in the purchase of mortgage loan originations.  Colorado Home Mortgages, Inc. products and services are being introduced as a resource for the consumer to assist with education and shopping of products and services available in the market.

To talk with us now, simply call a representative at 303-471-4445.  After hours please reach us via phone or text at 303-906-4953.

*Up to $5,000 Cost Mortgage Closing Guarantee is based on the mortgage loan closing date provided in the original sales contract. This guarantee is only available on a purchase transaction with closing date set for a minimum of 25 days after the original purchase contract MEC.  Required supporting documentation must be provided within three (3) business days after the Loan Estimate disclosure and  subject to underwriting approval. Additional restrictions apply and guarantee is not applicable if: a) change to product, term or rate lock, b) closing is delayed due to seller’s failure to close per contract, c) borrower fails to satisfy loan conditions, d) closing is delayed due to a third party requirement, including appraisal and inspection, e) closing is delayed due to inclement weather or natural disaster, or f) loan documentation or application contains fraudulent information. CHM reserves the right to amend, terminate or withdraw this offer at any time without prior notice. Guarantee paid in the form of up to a $5,000 Lender Credit on the Closing Disclosure at closing.

  Promotion Coupons

  Home purchase guaranteed on-time Closing - $5000

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